We are a finance brokerage service that prides ourselves on providing straightforward advice. No guesswork, no hassle, just transparent, personalised solutions to get you ahead. Any circumstances, any specifications, we will find you what you need.
Don’t risk your future, work with the best. Our track record doesn’t lie! We are trusted and have a close relationship with over 50+
lenders. We don’t believe in surprises- we offer transparent, accurate and fair lending solutions from our years of experience and
knowledge of the constantly growing, evolving financial market to identify the optimum product for you.
Refinancing can potentially save you thousands. We offer refinancing loans for you, with you and your goals in mind. We understand refinancing can sometimes seem confusing and overwhelming. We offer transparent advice, secure, government-guaranteed backed funding and never offer you services you don’t need. We offer simple, no-strings-attached refinancing options to suit you and your individual circumstances. No tricks, no hidden costs, just helpful advice and solutions.
Despite fluctuating markets, building a property portfolio remains a popular form of long-term investment here in Australia. But finding the right investment property can be tricky… and it takes considerable time and effort. At Finselect Group we develop your unique strategy with careful consideration. We offer flexible and compelling loan options to make your investment a reality. We offer fixed rate, flexible rates, standard variable rates, bad credit investment. Whatever the need, whatever the investment, we provide flexible investment loans for you and your situation. We take the time to listen to what you need and use our knowledge, experience and strong network within the constantly growing and evolving mortgage and finance space to identify the optimum product for you.
Did you know that the structure of your home loan has a massive impact on the amount of wealth you can create through property? In addition to a good interest rate, each loan structure needs to be tailored for your individual circumstances based on a sound financial strategy. At Finselect, we do exactly this! Ideal for anyone looking for an affordable home loan to suit their lifestyle and needs, we pride ourselves on our strategic advice. Whether your looking to purchase your first home. refinance or invest, we ensure we keep up-to-date with the forever changing landscape of home loans and refinancing and can find the perfect owner occupied solution for you.
Buying your first home is an exciting, worthwhile investment and no doubt will be one of the biggest financial decisions you’ll make in your lifetime. The pits and pits falls of your first mortgage can be a huge learning curve and can often be daunting. That’s why it pays to have someone on your side through your buying journey. We make sure you understand the process every step of the way. At Finselect, you are our #1 priority. We work for you not the bank, not the vendor and not the estate agent. We offer flexible and compelling first home buying loans to make your dream home investment a reality. We offer fixed rate, flexible rates, standard variable rates and poor credit lending. We take the time to listen to what you need and use our knowledge, experience and strong network within the constantly growing and evolving mortgage and finance space to identify the optimum product for you.
Perfect for small businesses, self-employed or flexible income verification, we offer flexible, innovative and competitive low doc financing solutions wherever you are in your journey and how ever complicated your situation may appear. Whether you do not have full documentation, need to forecast or interim financials, struggling to provide income, or cannot provide financial statements and tax returns- we are here to help. We never judge or discriminate, but provide personalised advice based on your needs and circumstances. Our unrivalled years of expertise and customer service ensure you are supported throughout your journey and have all the right loan options that make sense for you.
As a business ourself, we understand the daily challenges you face and that running a business is not an easy feat. We’ll provide fair, honest, transparent and accurate self-employed loans tailored to your business no matter the size, situation and needs. Gone are the days of speaking to bots, lengthy applications and endless back-and-fourth to find out what is available to you. We offer no hidden fees or charges, we work directly with trusted lenders and provide solutions tailored for you with your business in mind. We offer typical lending for growing businesses, mergers and acquisitions, succession planning, property purchases, refinances, working capital and more. We can help you secure a loan for all your personal, business and commercial needs.
Whether you need a small or large construction loan for any size, space or purpose- we can help. We offer construction loans or owner builder loans for all your needs including; residential, commercial, development or rural loans. Our experience, network and resources allow for flexible repayments or withdrawals that can grow with you and your needs. We are committed to providing you with what you need- no more, no less. We don’t like surprises and nor should you when it comes to construction loans, from start to finish we offer transparent, personalised construction loans for your build and needs. You only pay for the money used, not the money loaned, for complete control and clarity.
Planning to invest in shares, buy a commercial or residential property using your SMSF? We offer advice, Self Managed Super Funds (SMSF) borrowing and arrangements tailored to your needs. Working with your trustees of authorised regulated Australian Self-Managed Super Funds, we makes the SMSF loan lending process super easy. We do the leg work and offer quick, reliable, flexible solutions catered to you. Use our experience, network and expertise to leverage the power of your Super!
Driving your vehicle loan forward, no matter what the journey or destination. We track down the best rate tailored for you and your circumstances. We make the car finance and loan process simple and work with the most trusted names in the finance business. Our finance brokers can source car loans for all types of personal vehicles. Whether you are seeking finance to upgrade your family car or securing your very first car, Low-rate car loans, flexible loan terms, fixed interest rates, low repayments…whatever you are after, just ask us! We don’t like surprises and nor should you when it comes to vehicle loans, from first conversation to you hitting the road we offer transparent, quick and efficient advice and services so you feel in control throughout your journey. That’s just how we roll.
Get yourself on the property market and guarantee yourself a good start to an investment. We offer Guarantor Loans for; First Home Buyers, Construction, Refinancing, Debt Consolidation and Purchase or Investors. We help you borrow up to 105% of your property’s purchase price. We never judge or discriminate, but provide personalised advice tailored to your circumstances and needs. And the great news is, we know from experience that many people can remove the guarantee in 3 – 5 years. At Finselect Group we have access to over 30 different lenders so you can rely on us to find the loan that’s the right fit for you – with the lowest possible rates.
Applying for an expat home loan to buy property while living overseas can be a complicated process and it is not something an inexperienced buyer should try to accomplish alone. For years Australians have been struggling to get finance and most banks will not borrow to an Australian overseas- but we are different. No tricks, no hidden costs, just helpful advice and solutions. We keep up-to-date with the forever changing landscape so you can have peace of mind knowing your expat mortgage broker is an experienced professional capable of apprising you of all the necessary details about expats purchasing a property or refinancing.
Co-Founder & Managing Director
Co-Founder & Executive Director
We search the market to find the best outcome for you. Keeping you in the loop throughout.
Get trusted advice when you need it and how you need it making the process as quick and painless as possible.
Sick of chat bots? Get real advice, real from real people
Years of experience
+61 400 929 999
clem@finselectgroup.com.au
Years of experience
+61 404 619 111
benjamin@finselectgroup.com.au
We search the market to find the best outcome for you. Keeping you in the loop throughout.
Get trusted advice when you need it and how you need it making the process as quick and painless as possible.
Sick of chat bots? Get real advice, real from real people
We are proud of the relationship we have fostered over the years. We understand it is not one size fits all. We take the time to listen to your goals to find the best solution for you. We are passionate about growth. We leverage our strong relationship and network of 50+ providers, our experience, our knowledge and our customer feedback to grow with our clients.
Finance and mortgage broking is the role of a financial or mortgage broker that assists individuals to apply for financial and/or mortgage financing, purchasing of financial products and facilitates with all financial needs by sourcing all bank loans, financial products, interest rates and financial service providers.
A mortgage broker or financial broker works as an intermediary go-between for banks and those wishing for financial assistance, financial products and financial services to help guide a lender towards the best loan or product available that best matches their criteria, wants, needs and circumstances. A mortgage or financial broker often has a portfolio of financial service providers with products and services for their clients. A mortgage broker has relevant experience, knowledge, and expertise of the residential loan market to understand the best, most suitable loan from their array of lenders. Using a mortgage broker can often cut out the headache and cut down the complex, time-consuming process of trying to navigate the wide array of financial providers and services they provide, which can help save you money in the long term.
It is better to work with a mortgage broker than go directly to the bank. A mortgage broker works for you, they have your best interest in mind and seek for the best outcome for you, you may not always find the same situation with banks. A mortgage broker can:
People use mortgage brokers as they work for you, making the buying, financial investment and purchasing of assets much simpler, and quicker and saving you money in the long run.
A mortgage broker is your point of knowledge, information and reference throughout the process, and an experienced mortgage broker will have years of experience, education, and qualifications within the financial industry.
A mortgage broker works for you and has a wealth of sources to find you the best service, product and/or bank with their trusted providers, often whom they have worked with for years.
A great Mortgage broker will get to know you and using a mortgage broker is a much more personal process where you feel listened to, understood and provided for.
A mortgage broker offers impartial advice as they do not work for the banks and work for you alone, therefore they work in your best interests to find and create a personalised buying journey with you in mind, for you in mind.
People use mortgage brokers because they can often find products and services banks cannot, saving you thousands with their exclusive access to products, rates and interest from banks and non-bank lenders, not found online or through a Google search.
We decide which loan is best suited to your personal situation by checking what schemes or grants you are eligible to and what your loan repayments will be, to see if it is feasible and if you are comfortable with the repayment amount. We will collect and consider all your details, your wants and needs and choose the best loan that will achieve the best outcome for you and/or your business.
You need to know what questions to ask before seeing, approaching and choosing the right mortgage broker for you.
“How much can I borrow to buy a home?” is the first question almost always asked. Sure, the question is important, but we recommend you ask questions about your mortgage broker before ‘getting into bed’ with them.
Three questions to ask your mortgage broker about their services are:
1. Are you a licensed mortgage or financial broker?
2. How many bank lenders or non-bank providers do you deal with?
3. How do you decide which loan is best suited to my personal situation?
After asking these very important questions, and wishing to proceed with the mortgage or financial broker, then you can ask these questions regarding what is required to get your mortgage or financial application started:
• How much can I borrow to buy a home? (For Mortgage) What is my borrowing power? (For any other financial loan)
• How much money or deposit do I need to put down?
• What schemes or grants am I eligible for? (First Home Buyers)
• What will my mortgage or financial borrowing costs be?
• What type of mortgage or financial interest rate is best for me?
• What are the comparison rates for the home loans or financial loans?
• When can I lock in the interest rate?
• Is the loan the best one you recommend?
Their financial stories, in their words, about their journey.
We are passionate about supporting our clients to grow. We value our relationships and close connections.
Hear from our happy customers that have grown with us…
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We simplify the loan journey and make finance really happen for our customers.
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