you are never a loan - we’re here every step of the way

We make your ideal business
journey a reality.

We are a finance brokerage service that prides ourselves on providing straightforward advice for you with your business mind. No guesswork, no hassle, just transparent, personalised solutions to get you and your business ahead. Any business, any circumstances, any size we will find you what you need.

trusted advice. proven service. real outcomes.

Why Finselect Group?

Don’t risk your business future. Work with the best. Our track record doesn’t lie! We are trusted and have a strong relationship with over 50+ lenders We don’t believe in surprises. We offer transparent, accurate and fair lending solutions from our years of experience and knowledge of the constantly growing, evolving financial market to identify the optimum product for you.
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Years Experience
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In Funded Loans
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Institute & Private Lenders
fair, flexible and honest solutions for you

Choose the best lending option for your business

Invest with Confidence for your Commercial Purchase & Refinance

Are you looking to invest in a commercial space, looking to refinance or wanting to expand? Refinancing can potentially save you thousands. At Finselect Group, we’re experts in Development Funding and specialise in a range of innovative and flexible development funding solutions. Flexible for you and your situation we offer P&I, fixed rate, flexible LVRs, bad credit commercial loans, full doc, low doc, lease doc to non-conforming assent lending, for commercial loans no matter your financial situation. Criteria varies widely among Commercial loan providers. Our access to over 30 different lenders puts us in a unique position with a high-level perspective – so we’re able to guide you through the process and offer a carefully considered strategy to maximise your opportunities.

Features of our commercial purchases & refinance

  • Flexible Servicing Criteria, LVRs and terms & conditions
  • Faster, smarter and more effective than ever
  • Fast Turnaround and Personalised products for you and your situation
  • Refinance with the same lender but get better rates and terms tailored to your unique circumstances

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From our business to yours – we understand.

As a business ourself, we understand the daily challenges you face and that running a business is not an easy feat. Our Business Lending specialists provide customised finance solutions to help our clients evolve and achieve their Business Goals. We’ll provide fair, honest, transparent and accurate business loans tailored to your business no matter the size, situation or need. Gone are the days of speaking to bots, lengthy applications and endless back-and-fourth to find out what is available to you. We offer no hidden fees or charges, we work directly with trusted lenders and provide solutions tailored for you with your business in mind. Whether you are experiencing seasonal fluctuation, cash flow insufficiency or anything in-between we can help.

Features of our commercial purchases & refinance

  • Repayment Schedule tailored to your needs
    Approvals based on latest cashflow
  • Startup, small business or for growing business- we service them all!
  • Fast Turnaround and Personalised products for you and your business

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Low Doc Commercial Finance made easy

Perfect for small business, self-employed, professional investors or flexible income verification, we have access to over 30 lenders who offer a streamlined application process with no financials required. We offer flexible, and competitive low doc financing solutions, wherever you are in your journey and how ever complicated your situation may appear. Whether you do not have full documentation, need to forecast or interim financials, struggling to provide income, or cannot provide financial statements or tax returns for your business- we are here to help. Our unrivalled years of expertise and customer service ensure you are supported throughout your journey and have all the right loan options that make sense for you.

Explore our Marketing-Leading Low Doc Features

  • Fewer requirements than traditional business finance
  • Personalised advice assessed case-by-case. Here to help no matter the business, situation, or struggle
  • Leverage our experience, knowledge, and trust from over 30+ lenders to match the right Low Doc Commercial Finance Loan for you.
  • Avoid providing the paperwork that the banks normally need and still get a competitive interest rate.

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Not able to find what you need?
we’ve got you covered

We’ve got a more unique and specialist solution for you.

Tax Debt Finance

Tax debt finance can help relieve and pay your tax bill. We help cover PAYG, GST, Superannuation, stop late fees and ATO interest charges. We offer no-judgement advice and flexible, tailored loans for your circumstances.

Adverse Credit Finance

Been declined for credit? Adverse Credit Finance can help with bad credit, late payments, CCJS and/or bankruptcy. We have helped thousands of Aussies with credit score issues get back on track.

Private Funding

Non-bank lending including angel investors, venture capitalists and private lending institutions can help you meet cash flow and grow your business. With our network of 50+ providers we can help find the best Private funding for you.

Development Finance

From small to large development projects, private, banks to pre-sale we help provide land bank funding, property and construction development loans to assist with your entire development cycle.
Why trust us?

Our commitment to you.

Clem Kian

Co-Founder & Managing Director

Benjamin Younan

Co-Founder & Executive Director

We work for you. Not the bank

We search the market to find the best outcome for you. Keeping you in the loop throughout.

Solutions in Hours. Not days

Get trusted advice when you need it and how you need it making the process as quick and painless as possible.

Real advice. Real people.

Sick of chat bots? Get real advice, real from real people

Why trust us?

Our commitment to you.

Clem Kian

Years of experience

Clem Kian

Years of experience

+61 400 929 999

clem@finselectgroup.com.au

Benjamin Younan

Years of experience

Benjamin Younan

Years of experience

+61 404 619 111

benjamin@finselectgroup.com.au

We work for you. Not the bank

We search the market to find the best outcome for you. Keeping you in the loop throughout.

Solutions in Hours. Not days

Get trusted advice when you need it and how you need it making the process as quick and painless as possible.

Real advice. Real people.

Sick of chat bots? Get real advice, real from real people

VALUE THAT’S IMPORTANT TO US

Personalised advice for you and your circumstances
Let us find the right lender for you.

We are proud of the relationship we have fostered over the years. Small business, large business or corporation we have helped them all. We understand it is not one size fits all. We take the time to listen to your goals to find the best solution for you.
We are passionate about growth. We leverage our strong relationship and network of 50+ providers, our experience, our knowledge and our customer feedback to grow with our clients.

Frequently Asked Questions

Finance and mortgage broking is the role of a financial or mortgage broker that assists individuals to apply for financial and/or mortgage financing, purchasing of financial products and facilitates with all financial needs by sourcing all bank loans, financial products, interest rates and financial service providers.

A mortgage broker or financial broker works as an intermediary go-between for banks and those wishing for financial assistance, financial products and financial services to help guide a lender towards the best loan or product available that best matches their criteria, wants, needs and circumstances. A mortgage or financial broker often has a portfolio of financial service providers with products and services for their clients. A mortgage broker has relevant experience, knowledge, and expertise of the residential loan market to understand the best, most suitable loan from their array of lenders. Using a mortgage broker can often cut out the headache and cut down the complex, time-consuming process of trying to navigate the wide array of financial providers and services they provide, which can help save you money in the long term.

It is better to work with a mortgage broker than go directly to the bank. A mortgage broker works for you, they have your best interest in mind and seek for the best outcome for you, you may not always find the same situation with banks. A mortgage broker can:

  • Help you know what further evidence is required for anyone accessing your credit or information and communicate with credit officers to help speed up you application. Whereas, banks often do not provide a similar service, and therefore you may need to approach the further council.
  • Liaise with solicitors, valuers, real estate agents and builders for a smoother application process. Whereas, banks do not liaise with third parties, or regularly do not and therefore the application process can take longer and end up costing you time and money.
  • Help be your point of information and reference, as they are the one set point across all contacts throughout the entire process, updating you through each application stage so you feel in control and listened to. Banks work for themselves, it is as simple as that, they are generally not your one point of contact throughout the process and will not liaise with third parties, therefore you are responsible to ensure all third parties are up to date with relevant information. A mortgage broker is often quicker, saves you money and understands what you need throughout all the mortgage, asset buying and financial application process.

People use mortgage brokers as they work for you, making the buying, financial investment and purchasing of assets much simpler, and quicker and saving you money in the long run.
A mortgage broker is your point of knowledge, information and reference throughout the process, and an experienced mortgage broker will have years of experience, education, and qualifications within the financial industry.
A mortgage broker works for you and has a wealth of sources to find you the best service, product and/or bank with their trusted providers, often whom they have worked with for years.
A great Mortgage broker will get to know you and using a mortgage broker is a much more personal process where you feel listened to, understood and provided for.
A mortgage broker offers impartial advice as they do not work for the banks and work for you alone, therefore they work in your best interests to find and create a personalised buying journey with you in mind, for you in mind.
People use mortgage brokers because they can often find products and services banks cannot, saving you thousands with their exclusive access to products, rates and interest from banks and non-bank lenders, not found online or through a Google search.

We decide which loan is best suited to your personal situation by checking what schemes or grants you are eligible to and what your loan repayments will be, to see if it is feasible and if you are comfortable with the repayment amount. We will collect and consider all your details, your wants and needs and choose the best loan that will achieve the best outcome for you and/or your business.

You need to know what questions to ask before seeing, approaching and choosing the right mortgage broker for you.
“How much can I borrow to buy a home?” is the first question almost always asked. Sure, the question is important, but we recommend you ask questions about your mortgage broker before ‘getting into bed’ with them.
Three questions to ask your mortgage broker about their services are:
1. Are you a licensed mortgage or financial broker?
2. How many bank lenders or non-bank providers do you deal with?
3. How do you decide which loan is best suited to my personal situation?
After asking these very important questions, and wishing to proceed with the mortgage or financial broker, then you can ask these questions regarding what is required to get your mortgage or financial application started:
• How much can I borrow to buy a home? (For Mortgage) What is my borrowing power? (For any other financial loan)
• How much money or deposit do I need to put down?
• What schemes or grants am I eligible for? (First Home Buyers)
• What will my mortgage or financial borrowing costs be?
• What type of mortgage or financial interest rate is best for me?
• What are the comparison rates for the home loans or financial loans?
• When can I lock in the interest rate?
• Is the loan the best one you recommend?

Still have questions?

1300 820 852

info@finselectgroup.com.au

Real reviews. real clients. real outcomes

Hear from our happy, satisfied customers.

Their financial stories, in their words, about their journey.

We are passionate about supporting our clients to grow. We value our relationships and close connections.
Hear from our happy customers that have grown with us…

we’ve got you covered

We can help with your personal
needs as well.

Refinancing
loans​

Investment
Loans

Owner Occupied
Loans

First Home Buyers

Low Doc Loans

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