The moment you realise buying a warehouse is nothing like buying a house. 

If you’ve only ever done residential home loans, the commercial world can feel like a bit of a reality check. It’s a completely different beast with a whole new set of rules. 

In residential, it’s all about your payslips. In commercial, the “secret sauce” is often the lease. If you have a solid tenant and a strong lease, the bank is much more likely to play ball. 

The 30% deposit shock is real. While you can’t always get away with a low deposit like a home loan, you can often use the equity in your house to cover it without touching your cash reserves. 

Commercial lending doesn’t have to be a headache. If you’re looking at a space for your business or your first commercial investment, let’s connect and work out a structure that actually makes sense for you.