Self-Employed? Your ABN is an Asset, Not a Barrier

Self-Employed Your ABN is an Asset, Not a Barrier

Self-employed? Don’t let your ABN hold your portfolio back.

Many business owners believe they’re “locked out” of the property market because their income doesn’t look like a standard TFN salary. In 2026, that couldn’t be further from the truth.

At Finselect Group, we know that being self-employed often means you have more flexibility, not less. Here is how we help business owners build a property portfolio:

  • Bank Statements over Paperwork: We can often secure an investment loan using 6 months of BAS or bank statements to prove your cash flow.
  • Asset-Based Lending: If you have equity in your current business premises or home, we can use that to leapfrog into your next investment without needing a massive cash deposit.
  • The “One-Year” Rule: You don’t always need a long track record. Many of our lenders only require 12 months of ABN activity to consider your application.

The Finselect Take: Your business is an asset. It should be helping you buy more assets. Whether you’re a contractor, a consultant, or a tradie, your path to property is open.

Ready to see what your business can actually borrow? Let’s talk strategy.

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