Private Lending: An Alternative Path to Property Finance

If traditional banks aren’t an option, private lending could be your solution. Here’s what you need to know:

What is Private Lending?
Private lenders offer loans outside the traditional banking system, often with more flexibility. It’s an option when banks can’t or won’t lend.

When is Private Lending Useful?
Private lending can be ideal for:
✔️ Non-traditional borrowers (e.g., self-employed, investors)
✔️ Fast property settlements
✔️ Property development or renovation finance

The Benefits of Private Lending
✔️ Faster approvals and more flexible terms
✔️ Less stringent criteria compared to traditional banks
✔️ Ideal for short-term financing or urgent cash flow needs

The Drawbacks to Consider
✔️ Higher interest rates than traditional loans
✔️ Shorter loan terms
✔️ Fees may be higher

When Should You Consider Private Lending?
If you need fast finance, are struggling with bank loan requirements, or need to refinance a tricky situation, private lending might be the solution.

Need Help Navigating Private Lending?
Private lending isn’t for everyone, but if you’re considering it, we’re here to help you weigh the pros and cons and make the best choice for your needs.

Interested in private lending? Let’s chat about your options!

Benjamin Younan

co-founder & executive director

Ben’s ongoing commitment, drive, and knowledge in Mortgage Broking & Finance Services has not gone unnoticed. He’s received industry recognition and many awards including Domain Broker of the Year 2019 and Commonwealth Bank Elite Broker 2021. Ben realised from an early age there was gap in the industry when it came to educating clients on becoming debt free. With this goal in mind, he’s dedicated to helping clients build their wealth through investment and develop a genuine understanding towards their finance.

N:+61 404 619 111 M:benjamin@finselectgroup.com.au

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