Self-Employed & Stalled?
Why your tax returns shouldn’t dictate your property goals in 2026.
What is “Low Doc”?
A Low Doc (Low Documentation) loan allows you to secure finance without two years of perfect tax returns. Instead of old history, we use current evidence of your success.
- The Goal: To get you into the market now, not in two years’ time.
Your BAS is your Power
We can often secure a “Yes” using:
- 6–12 months of BAS statements
- Business Bank Statements
- An Accountant’s Declaration
- The Verdict: If your business is healthy today, your loan should reflect that.
Is it more expensive?
The Myth: “Low Doc means sky-high interest rates.”
The Reality: In 2026, the gap has closed. While rates can be slightly higher than “Full Doc,” the opportunity cost of waiting 2 years for a tax return often costs you much more in lost property growth.
Stop waiting for “Tax Season.” We look at the strength of your business, not just the “bottom line” on an old piece of paper.
Ready to see your real borrowing power? Let’s talk.
