Here’s what you should know.

Getting a loan as an entrepreneur can feel tricky, but it’s definitely possible. If you’re self-employed or running your own business, here’s what you should know.

Lenders often want to see stable income, tax returns, and financial history. But for many business owners, income can be seasonal or structured differently, and that’s okay. With the right lender and a smart approach, you can still get approved.

Some things that can help your application stand out:
✔ Business bank statements or BAS
✔ A letter from your accountant
✔ Strong cash flow
✔ A good credit record

If you don’t have two full years of tax returns yet, there are still options. Low-doc loans are designed for self-employed borrowers who don’t fit the traditional mould but still have the means to repay a loan.

At Finselect Group, we work with lenders who get how entrepreneurs operate, and we help you present your application in the best light.

Got questions about getting finance as a business owner? Contact me. I’m happy to help!