Economic Stability ≠ Easy Borrowing

Australia’s economy is showing signs of stability; inflation is easing, and the RBA has held rates steady. But for borrowers, things haven’t exactly become easier.

Lenders are still cautious. Servicing calculators remain tight, living expense benchmarks are high, and every bank continues to interpret income and debt differently.

So even with steady rates, your borrowing capacity can look very different from one lender to another.

That’s where Finselect steps in.

We help clients and brokers understand how policy changes, income types, and lender appetite impact borrowing power, so you can move forward with confidence, not guesswork.

Stability is good news, but strategy is still essential.