Frequently asked questions
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What services does Finselect Group offer?
We specialise in tailored finance solutions for both residential and commercial clients. This includes home loans, investment property finance, construction loans, commercial property loans, private lending, and business finance such as working capital, asset finance, and acquisitions.
Can you help if I’m self-employed or don’t have traditional income documents?
Absolutely. We work with lenders who specialise in alt-doc and lo-doc solutions for self-employed clients. Whether you have company financials, accountant declarations, or just BAS statements, we’ll find a suitable option.
What’s your approach to client support?
We take a hands-on, relationship-driven approach. You’ll have a dedicated broker guiding you from start to finish, providing clear advice, regular updates, and support well beyond settlement.
How do I get started?
Simply contact us via phone, email or our online enquiry form. We’ll book an initial chat to understand your goals, and from there, we’ll tailor a plan that works for you.
What is private lending and when would I need it?
Private lending is flexible, short-term finance that comes from private investors or non-bank lenders. It’s ideal when:
• Banks are too slow or restrictive
• You need fast funding to secure a deal or manage cash flow
• You’re working on a development or land deal
• You don’t meet traditional lending criteria
We work with a trusted network of private lenders and negotiate terms tailored to your needs.
Can you help with refinancing or cashing out equity?
Yes. We regularly help clients refinance to:
• Get a better rate
• Release equity for investment or business use
• Consolidate debt
• Exit private funding or bridge to bank finance
We structure loans to reduce your cost of funds over time.
Can you help with property development or land subdivision finance?
Definitely. We assist with funding across all stages—acquisition, construction, subdivision, and residual stock. Whether you need bank finance, mezzanine, or private second mortgages, we’ll structure the capital stack to suit your exit plan.
What documents do I need to get started?
It depends on the loan type, but typically:
• ID documents
• Income proof (payslips or financials)
• Loan statements
• Asset & liability summary
We’ll give you a tailored checklist as soon as we understand your goals.
Do you only deal with property loans?
No—we also assist with business lending, commercial property finance, development funding, cash flow lending, and equipment or vehicle finance. If it involves funding, we can help structure it.