Why buying a warehouse is nothing like buying a house
The moment you realise buying a warehouse is nothing like buying a house. If you’ve only ever done residential home loans, the commercial world can feel like a bit of a reality check. It’s a completely different beast with a whole new set of rules. In residential, it’s all about your payslips. In commercial, the […]
How to pay off your mortgage faster
(Without sacrificing your lifestyle) When you pay your mortgage, your money goes into two buckets: Principal (your actual debt) and Interest (the bank’s fee). In the early years, the bank takes the majority of your payment just to cover the interest. This is why your debt reduces so slowly. Working Smarter, Not Harder Paying your […]
Young Professionals: Don’t fall for the “Side Hustle” Tax Trap
Scaling your career or starting an ABN gig is an elite move—until the ATO sends the bill. Here is the tax know-how you need today. 1. The HECS/HELP Sting If you take on extra work, your primary employer doesn’t know your total income. 2. The “Tax-Free” Illusion Moving to an ABN? Your full invoice lands […]
How Self-Employed Aussies are Fast-Tracking Finance
Self-Employed & Stalled? Why your tax returns shouldn’t dictate your property goals in 2026. What is “Low Doc”? A Low Doc (Low Documentation) loan allows you to secure finance without two years of perfect tax returns. Instead of old history, we use current evidence of your success. Your BAS is your Power 📑 We can […]
Self-Employed? Your ABN is an Asset, Not a Barrier
Self-employed? Don’t let your ABN hold your portfolio back. Many business owners believe they’re “locked out” of the property market because their income doesn’t look like a standard TFN salary. In 2026, that couldn’t be further from the truth. At Finselect Group, we know that being self-employed often means you have more flexibility, not less. […]
How to Buffer Your Finances Against Rising Rates
Record Low Confidence, or a Strategic Window? The data is in, and it’s a tough read: Consumer confidence has hit its lowest point in 50 years (63.1 points) following this month’s RBA rate hike to 4.10%. While the headlines are focused on the “record low,” at FinSelect Group, we are looking at the why, and […]
Survival or Strategy? How to Audit Your Property Portfolio
The RBA has made its move, and the 2026 outlook is becoming clear. Here is exactly what you need to know: The FinSelect Take: In 2026, “Higher for Longer” is the new reality. Success this year isn’t about finding the lowest rate; it’s about having a repayment strategy that survives the cycle. Is your portfolio […]
Property Investing in 2026: Strategy is the New Boom
Prices are rising, but the “how” has changed. Is your portfolio ready? Where is the growth? 📈 National Outlook: Experts forecast a steady 7.7% rise in house values this year. Can’t buy where you live? Rentvest. Future-Proofing your Asset 🛠️ In 2026, these are no longer “extras”. They are value drivers: Don’t just buy a […]
The 3 Terms Every Homebuyer Needs to Know
Whether you’re a first-time buyer or it’s been a few years since your last move, the mortgage “basics” have a new look in 2026. At Finselect, we believe the best loan is one you actually understand. Here are the three most common terms we’re explaining right now: The Offset Account: Think of this as a […]
Super That Works Harder: The SMSF Advantage
“I want my super to work as hard as I do.” 💪 That’s exactly what many Australians are thinking when they explore using an SMSF to invest in property. An SMSF gives you more control over your retirement savings and the potential for long-term growth, but it’s not as simple as buying a house yourself. […]