Thinking About an SMSF? Here’s What Really Matters
SMSFs aren’t just about managing your super for retirement, they’re about strategic wealth control. From property and shares to managed funds and term deposits, SMSFs give investors flexibility to build wealth on their own terms. But with that freedom comes complexity: structure, compliance, and lending rules all play a part. That’s why having the right […]
It’s Not Just About the Rate: It’s How You’re Assessed
While the RBA has held rates steady, lenders haven’t exactly loosened up.Servicing calculators remain tight, and every bank has its own take on income, expenses, and policy exceptions. That’s why understanding how lenders assess you matters just as much as the rate they offer. For example: So even if rates hold, your borrowing power can […]
What a Cooling Economy Means for Property Investors
With Australia’s economy easing, what does this mean for property investors? Recent data shows inflation cooling to ~2.1% and a modest 0.6% growth in GDP for the June quarter. Lower inflation plus interest rate cuts are helping reduce borrowing costs. For those wanting to buy investment properties, here’s what to watch: If you’re thinking about […]
Know More. Stress Less.
Knowledge builds confidence, especially when it comes to mortgages. Understanding how home loans work can take the uncertainty out of one of life’s biggest financial decisions. Learning about interest rates, repayments, refinancing, and loan structures helps you feel prepared and in control, whether you’re buying your first home, investing, or reviewing your current loan. Mortgage […]
Taking Control of Your Retirement with an SMSF
Imagine shaping your own retirement story… An SMSF puts you in the driver’s seat of your superannuation, giving you more choice and flexibility in how your savings grow. The Challenge Most people leave their super in a standard fund, unsure how it’s invested. But if you want more say over where your retirement money goes, […]
Consumer Confidence & Your Side Hustle: What it means for entrepreneurs in 2025
Confidence drives spending: When consumer confidence is high, people are more willing to spend on new products and services, giving side hustlers and entrepreneurs more opportunities to grow. Low confidence = cautious customers: When confidence drops, people tighten their budgets. It doesn’t mean opportunity disappears. It just means strategy matters more. Entrepreneurs thrive on resilience: […]
Tax Debt Stress? Here’s a Better Way to Handle It
“The ATO letter arrived, and suddenly the tax debt felt overwhelming…” Meet Sarah, a small business owner. Her business was growing, but a surprise tax bill threw her plans off track. At first, she tried to ignore it.But the debt kept growing, and the stress began affecting her business decisions. When she finally reached out, […]
Mid-Year Check In: Time to Rethink Your Property Goals
We’re already halfway through 2025, the perfect time to pause and check in on your financial and property goals. This year, more Australians are re-entering the property market, with strong rental demand and growing equity opportunities driving investor activity. But here’s the key: it’s not just about buying an investment property. It’s about buying well. […]
Why Mortgage Education Should Be Part of Every Broker’s Strategy
Want better outcomes?Start with better-informed clients. Mortgage education = confidenceWhen people understand the process, they make smarter, faster decisions. ✅ Less confusion✅ Fewer surprises✅ More trust in you, their broker And when clients feel supported…They stick around, and they tell their friends. At Finselect, we keep things simple, because clear advice builds confident borrowers. Let’s […]
Want more confident clients? Start with mortgage education.
Knowledge turns confusion into clarity. 1. Education Builds Trust When clients understand the loan process, they’re more likely to trust you, and the decisions they’re making. 2. Clear Info = Confident DecisionsDemystifying rates, terms, and approvals empowers clients to take the next step with clarity. 3. Fewer Surprises, Less Stress Knowing what to expect at […]