Investing in property through a Self-Managed Super Fund (SMSF) offers numerous benefits, but it’s crucial to understand the tax (and other) implications involved. Here are some key considerations for SMSF property investments (and for personal input to your SMS questions, message me direct).

 

πŸ” Important Tax Points:

 

➑︎ Capital Gains Tax (CGT): SMSFs benefit from a reduced CGT rate if the property is held for more than 12 months.

➑︎ Rental Income: Rental income from SMSF properties is taxed at the concessional superannuation rate.

➑︎ Compliance: Ensure your SMSF complies with all ATO regulations to avoid penalties and additional taxes.

➑︎ Borrowing Rules: Be aware of the strict borrowing rules under the limited recourse borrowing arrangement (LRBA) for SMSFs.

 

At Finselect Group, we specialise in guiding clients through the intricacies of SMSF property investments, ensuring compliance and optimal tax outcomes. Get in touch with us today to explore your options.

 

π‘«π’Šπ’”π’„π’π’‚π’Šπ’Žπ’†π’“: 𝑻𝒉𝒆 𝒄𝒐𝒏𝒕𝒆𝒏𝒕 𝒔𝒉𝒂𝒓𝒆𝒅 π’Šπ’” 𝒇𝒐𝒓 π’Šπ’π’‡π’π’“π’Žπ’‚π’•π’Šπ’π’π’‚π’ 𝒑𝒖𝒓𝒑𝒐𝒔𝒆𝒔 π’π’π’π’š 𝒂𝒏𝒅 𝒔𝒉𝒐𝒖𝒍𝒅 𝒏𝒐𝒕 𝒃𝒆 π’„π’π’π’”π’Šπ’…π’†π’“π’†π’… π’‡π’Šπ’π’‚π’π’„π’Šπ’‚π’ π’‚π’…π’—π’Šπ’„π’†. π‘¨π’π’˜π’‚π’šπ’” 𝒄𝒐𝒏𝒔𝒖𝒍𝒕 π’˜π’Šπ’•π’‰ 𝒂 π’’π’–π’‚π’π’Šπ’‡π’Šπ’†π’… π’‘π’“π’π’‡π’†π’”π’”π’Šπ’π’π’‚π’ 𝒃𝒆𝒇𝒐𝒓𝒆 π’Žπ’‚π’Œπ’Šπ’π’ˆ π’Šπ’π’—π’†π’”π’•π’Žπ’†π’π’• π’…π’†π’„π’Šπ’”π’Šπ’π’π’”.