Dreaming of owning your first home?

Wondering how much you really need to save?

Confused about how to get in the market and when to take the leap?

 

At Finselect, we love to help guide you through this process.

 

Here are 5 questions to help you get clear on your next steps and to see if you’re ready:

 

πŸ“ Stable Income: Do you have a reliable and steady source of income?

πŸ“ Savings: What do you have for a down payment and related costs?Β 

πŸ“ Credit Score: Is your credit score in good shape to qualify for a mortgage?

πŸ“ Debt-to-Income Ratio: Is your debt manageable compared to your income?

πŸ“ Emergency Fund: Do you have a reserve for unexpected expenses?

 

Pro tip 1: Get clear on these things way before you even start thinking about looking at property. Why? Having the end goal in mind will make the path much easier to navigate.

 

Pro tip 2: Consult with a trusted broker (like us) to have someone guide you through the planning stage. We can help you better understand your options and talk about things you might never have considered, such as guarantor loans and rentvesting.

 

Ready to take the next step? Contact us today for your get-ready-to-buy plan.Β 

 

π‘«π’Šπ’”π’„π’π’‚π’Šπ’Žπ’†π’“: 𝑻𝒉𝒆 𝒄𝒐𝒏𝒕𝒆𝒏𝒕 𝒔𝒉𝒂𝒓𝒆𝒅 π’Šπ’” 𝒇𝒐𝒓 π’Šπ’π’‡π’π’“π’Žπ’‚π’•π’Šπ’π’π’‚π’ 𝒑𝒖𝒓𝒑𝒐𝒔𝒆𝒔 π’π’π’π’š 𝒂𝒏𝒅 𝒔𝒉𝒐𝒖𝒍𝒅 𝒏𝒐𝒕 𝒃𝒆 π’„π’π’π’”π’Šπ’…π’†π’“π’†π’… π’‡π’Šπ’π’‚π’π’„π’Šπ’‚π’ π’‚π’…π’—π’Šπ’„π’†. π‘¨π’π’˜π’‚π’šπ’” 𝒄𝒐𝒏𝒔𝒖𝒍𝒕 π’˜π’Šπ’•π’‰ 𝒂 π’’π’–π’‚π’π’Šπ’‡π’Šπ’†π’… π’‘π’“π’π’‡π’†π’”π’”π’Šπ’π’π’‚π’ 𝒃𝒆𝒇𝒐𝒓𝒆 π’Žπ’‚π’Œπ’Šπ’π’ˆ π’Šπ’π’—π’†π’”π’•π’Žπ’†π’π’• π’…π’†π’„π’Šπ’”π’Šπ’π’π’”.