Why buying a warehouse is nothing like buying a house
The moment you realise buying a warehouse is nothing like buying a house. If you’ve only ever done residential home loans, the commercial world can feel like a bit of a reality check. It’s a completely different beast with a whole new set of rules. In residential, it’s all about your payslips. In commercial, the […]
Young Professionals: Don’t fall for the “Side Hustle” Tax Trap
Scaling your career or starting an ABN gig is an elite move—until the ATO sends the bill. Here is the tax know-how you need today. 1. The HECS/HELP Sting If you take on extra work, your primary employer doesn’t know your total income. 2. The “Tax-Free” Illusion Moving to an ABN? Your full invoice lands […]
How Self-Employed Aussies are Fast-Tracking Finance
Self-Employed & Stalled? Why your tax returns shouldn’t dictate your property goals in 2026. What is “Low Doc”? A Low Doc (Low Documentation) loan allows you to secure finance without two years of perfect tax returns. Instead of old history, we use current evidence of your success. Your BAS is your Power 📑 We can […]
Self-Employed? Your ABN is an Asset, Not a Barrier
Self-employed? Don’t let your ABN hold your portfolio back. Many business owners believe they’re “locked out” of the property market because their income doesn’t look like a standard TFN salary. In 2026, that couldn’t be further from the truth. At Finselect Group, we know that being self-employed often means you have more flexibility, not less. […]
How to Buffer Your Finances Against Rising Rates
Record Low Confidence, or a Strategic Window? The data is in, and it’s a tough read: Consumer confidence has hit its lowest point in 50 years (63.1 points) following this month’s RBA rate hike to 4.10%. While the headlines are focused on the “record low,” at FinSelect Group, we are looking at the why, and […]
Property Investing in 2026: Strategy is the New Boom
Prices are rising, but the “how” has changed. Is your portfolio ready? Where is the growth? 📈 National Outlook: Experts forecast a steady 7.7% rise in house values this year. Can’t buy where you live? Rentvest. Future-Proofing your Asset 🛠️ In 2026, these are no longer “extras”. They are value drivers: Don’t just buy a […]
Scaling in 2026? Let’s talk Commercial.
The game has changed. Is your funding strategy keeping up? The “New Normal” for Business Loans Rates have stabilized, but the RBA’s recent moves mean “cheap” money is gone. Why SMEs are borrowing right now: Digital Transformation: Funding AI and automation to lower unit costs. Why go with a Broker? We have 30+ lenders (not […]
Super That Works Harder: The SMSF Advantage
“I want my super to work as hard as I do.” 💪 That’s exactly what many Australians are thinking when they explore using an SMSF to invest in property. An SMSF gives you more control over your retirement savings and the potential for long-term growth, but it’s not as simple as buying a house yourself. […]
What’s Moving Australia Right Now
As we move through February 2026, the Australian economy is showing resilience, though recent shifts require a more strategic approach to property and finance. Here are the key trends currently shaping the market: The Bottom Line: 2026 is a year of cautious optimism. With investor activity at a 10-year high and the affordable bracket heating […]
Dealing with Tax Debt in 2026
Tips to get back on track and reduce stress. Know Your Situation Check your ATO account, outstanding balances, and any penalties. Knowing exactly what you owe is the first step. Contact the ATO Early Don’t ignore it. The sooner you reach out, the more options you have for payment arrangements. Explore Payment Options Seek Expert […]