It’s Not Just About the Rate: It’s How You’re Assessed
While the RBA has held rates steady, lenders haven’t exactly loosened up.Servicing calculators remain tight, and every bank has its own take on income, expenses, and policy exceptions. That’s why understanding how lenders assess you matters just as much as the rate they offer. For example: So even if rates hold, your borrowing power can […]
What a Cooling Economy Means for Property Investors
With Australia’s economy easing, what does this mean for property investors? Recent data shows inflation cooling to ~2.1% and a modest 0.6% growth in GDP for the June quarter. Lower inflation plus interest rate cuts are helping reduce borrowing costs. For those wanting to buy investment properties, here’s what to watch: If you’re thinking about […]
Taking Control of Your Retirement with an SMSF
Imagine shaping your own retirement story… An SMSF puts you in the driver’s seat of your superannuation, giving you more choice and flexibility in how your savings grow. The Challenge Most people leave their super in a standard fund, unsure how it’s invested. But if you want more say over where your retirement money goes, […]
Self-Employed? Getting the Right Loan Is Possible.
Being self-employed shouldn’t mean missing out on the right loan. It can be trickier. Lenders often look for consistent income, detailed tax returns, and a clear financial picture. Many self-employed borrowers worry that irregular income or complex finances will hold them back, but that doesn’t have to be the case. At Finselect, we guide business […]
Tax Debt Stress? Here’s a Better Way to Handle It
“The ATO letter arrived, and suddenly the tax debt felt overwhelming…” Meet Sarah, a small business owner. Her business was growing, but a surprise tax bill threw her plans off track. At first, she tried to ignore it.But the debt kept growing, and the stress began affecting her business decisions. When she finally reached out, […]
Why Mortgage Education Should Be Part of Every Broker’s Strategy
Want better outcomes?Start with better-informed clients. Mortgage education = confidenceWhen people understand the process, they make smarter, faster decisions. ✅ Less confusion✅ Fewer surprises✅ More trust in you, their broker And when clients feel supported…They stick around, and they tell their friends. At Finselect, we keep things simple, because clear advice builds confident borrowers. Let’s […]
Need funding but don’t tick the usual boxes?
Private lending could be the flexible solution you’re looking for. Whether it’s for:• Bridging finance• Property development• Business expansion Private lenders focus on assets and outcomes, not just paperwork. At Finselect, we connect clients with trusted private lenders to help move quickly when traditional lending can’t. Reach out to learn more.
Want more confident clients? Start with mortgage education.
Knowledge turns confusion into clarity. 1. Education Builds Trust When clients understand the loan process, they’re more likely to trust you, and the decisions they’re making. 2. Clear Info = Confident DecisionsDemystifying rates, terms, and approvals empowers clients to take the next step with clarity. 3. Fewer Surprises, Less Stress Knowing what to expect at […]
Thinking about taking control of your super?
A Self-Managed Super Fund (SMSF) puts you in control of your retirement savings, but it’s not for everyone. What is it?An SMSF is a private super fund that you manage yourself. It gives you greater control over where and how your money is invested. Why consider it?– Wider investment options (including property and shares)– Greater […]
Top SME Growth Sectors in 2025
Discover the industries leading the way for small and medium enterprises this year. Ready to Grow? Finselect Group is here to support your business journey in these thriving sectors. Let’s explore the right financial solutions together.