Thinking About an SMSF? Here’s What Really Matters
SMSFs aren’t just about managing your super for retirement, they’re about strategic wealth control. From property and shares to managed funds and term deposits, SMSFs give investors flexibility to build wealth on their own terms. But with that freedom comes complexity: structure, compliance, and lending rules all play a part. That’s why having the right […]
ATO Worries? Here’s How to Stay One Step Ahead
Tax debt doesn’t have to be scary, but it does need attention. For many young professionals, tax time can be overwhelming, and it’s easy to miss a payment or underestimate what you owe. Left unchecked, tax debt can grow quickly with interest and penalties. Understanding how tax debt works, and the options for managing it […]
Know More. Stress Less.
Knowledge builds confidence, especially when it comes to mortgages. Understanding how home loans work can take the uncertainty out of one of life’s biggest financial decisions. Learning about interest rates, repayments, refinancing, and loan structures helps you feel prepared and in control, whether you’re buying your first home, investing, or reviewing your current loan. Mortgage […]
Consumer Confidence & Your Side Hustle: What it means for entrepreneurs in 2025
Confidence drives spending: When consumer confidence is high, people are more willing to spend on new products and services, giving side hustlers and entrepreneurs more opportunities to grow. Low confidence = cautious customers: When confidence drops, people tighten their budgets. It doesn’t mean opportunity disappears. It just means strategy matters more. Entrepreneurs thrive on resilience: […]
When Banks Say No, What’s Next?
When the banks say “not right now,” private lending can step in as a smart alternative.✅ Faster approvals✅ Flexible terms✅ Tailored solutions for unique situations From funding business opportunities to bridging finance or managing cash flow, private lending opens doors that traditional finance sometimes can’t. At Finselect, we work with clients to explore the benefits […]
Mid-Year Check In: Time to Rethink Your Property Goals
We’re already halfway through 2025, the perfect time to pause and check in on your financial and property goals. This year, more Australians are re-entering the property market, with strong rental demand and growing equity opportunities driving investor activity. But here’s the key: it’s not just about buying an investment property. It’s about buying well. […]
Self-Employed? Borrowing Doesn’t Have to Be Hard
Being self-employed shouldn’t make borrowing harder, but in reality, many lenders see business owners as “too risky” because of irregular income, complex structures, or unconventional financials. At Finselect, we flip that narrative. We help lenders see what really matters: your strong earning potential, tax-smart business setup, and sustainable growth track record. Whether you’re a sole […]
Is Commercial Loan On Your Mind?
It’s not just about getting funding, it’s about getting the right structure. Whether you’re:• Expanding your business• Buying a commercial property• Refinancing for better terms The right loan can unlock serious growth. What to consider:• Loan type (term loan, lease doc, low doc)• Repayment flexibility• Your business cash flow + projections At Finselect, we help […]
Thinking of Investing in Property in 2025?
Here’s what to know before you dive in. Tip #1 – Watch the Market, Not the Headlines Data beats drama. Focus on local demand, vacancy rates, and long-term growth not just national news. Tip #2 – Understand Your Borrowing Power Rates and lending criteria are shifting. Know what you can afford before you shop. Tip […]
Low Doc Loans: Flexible Finance for Self-Employed Australians
Struggling with paperwork? You might not need all of it. What is a Low Doc Loan? A Low Doc (Low Documentation) Loan is designed for self-employed individuals or small business owners who may not have traditional proof of income like payslips or tax returns. Who is it for? Low Doc Loans may suit: Key Benefits […]